Your Claim.
Our Fight.
Navigating a homeowner’s insurance claim is complicated. AMP guides St. Louis and Springfield, MO homeowners through every step — from initial filing to final settlement — recovering every dollar your policy allows.
We Handle the Hard Part
Most homeowners leave money on the table because they don’t know what their policy covers or how to document damage properly. AMP’s claims team knows exactly what adjusters look for.
Free Damage Inspection
AMP performs a thorough roof, siding, and gutter inspection — documenting every impact point, granule loss area, and structural compromise with detailed photographs.
Claim Filing
We help you file your claim with the correct damage codes and supporting documentation. A properly filed claim moves faster and pays more.
Adjuster Meeting
AMP attends the insurance adjuster’s inspection with you. Our representatives know what to point out and how to present damage in a way that drives full replacement approval.
Supplement Underpaid Claims
If the initial estimate misses damage or undervalues repairs, AMP supplements your claim. This process frequently recovers thousands of additional dollars.
Approved — We Start Work
Once your claim is approved, AMP schedules your replacement immediately. We match the approved scope exactly and handle all project documentation.
What Insurance Typically Covers
- Full roof replacement after hail or wind damage
- Siding replacement from hail impact
- Gutter and downspout replacement
- Emergency tarping and mitigation costs
- Interior damage caused by roof failure
- Skylights, vents, and flashing
AMP’s Track Record
Over 220 five-star reviews, many specifically praising AMP’s insurance claim support. We’ve helped hundreds of local homeowners recover full replacement value.
Start My Free InspectionInsurance Claims Aren’t Complicated With AMP
Will filing hurt my rates?
Storm damage claims are “Act of God” events and typically don’t raise your rates. AMP can walk you through what to expect before you file.
What about my deductible?
Your deductible is your out-of-pocket cost. AMP’s 0% financing options can cover your deductible so you can start your project with $0 down.
How long does it take?
Most claims are approved within 1–3 weeks of the adjuster’s visit. AMP can begin emergency repairs and tarping immediately while the claim processes.
Serving Greater St. Louis and Springfield, MO
AMP responds to storm damage across Greater St. Louis, Springfield, MO, and all surrounding areas. If a storm hit your area, we’re within reach.
Greater St. Louis
- Chesterfield • Ballwin • Wildwood
- Clayton • Kirkwood • Webster Groves
- O’Fallon • St. Charles • Wentzville
- Fenton • Arnold • Eureka
- Belleville, IL • Edwardsville, IL
Springfield, MO
- Springfield • Nixa • Ozark
- Republic • Battlefield • Willard
Don’t see your city? Call us — if you’re in the St. Louis or Springfield area, there’s a good chance we service your area.
Check My AreaInsurance claim questions Missouri homeowners ask
Why are storm damage insurance claims confusing for homeowners?⌄
Storm damage claims can involve inspections, claim numbers, adjusters, deductibles, depreciation, payment timelines, mortgage checks, supplements, and final documentation. Most homeowners do not deal with this process often, which is why AMP helps explain what to expect from start to finish.
Does AMP work directly with insurance companies?⌄
Yes. AMP works with homeowners and their insurance companies through the process by documenting visible damage, reviewing the roof-related scope, attending inspections when needed, and helping homeowners understand each step.
Should I call AMP before filing a roof insurance claim?⌄
Yes. Calling AMP before filing can help you understand whether storm damage is present, what areas of the property may be affected, and whether a claim may be worth discussing with your insurance company.
Will AMP look for damage beyond my roof?⌄
Yes. AMP inspects the full property for storm damage. That can include the roof, gutters, siding, vents, fascia, downspouts, window wraps, and other exterior materials that may have been damaged by hail or wind.
What is recoverable depreciation?⌄
Recoverable depreciation is money that may be held back by the insurance company until approved work is completed and documented. Whether depreciation is recoverable depends on your policy, carrier, and claim details.
Why is the first insurance check not always the final amount?⌄
The first check may be reduced by your deductible, depreciation, prior payments, mortgage company requirements, or the carrier's payment process. Some additional funds may be released after the work is completed and documentation is submitted.
Can my mortgage company be listed on the insurance check?⌄
Yes. If you have a mortgage, the insurance check may include your mortgage company. That can require endorsement steps, additional paperwork, and extra time before funds are available.
Can insurance require photos or documents before releasing more money?⌄
Yes. Some carriers may require invoices, completion photos, progress photos, or other documentation before releasing recoverable depreciation or final payments. AMP helps homeowners understand what documentation may be needed.
What is a supplement in a roof insurance claim?⌄
A supplement is a request for the insurance carrier to review additional necessary work, materials, code items, or damage that may not have been included in the original estimate. AMP can document roof-related items and help homeowners understand why a supplement may be needed.
How does AMP help during the adjuster inspection?⌄
AMP can be present during the adjuster inspection to point out documented storm damage and help make sure the roof and exterior are reviewed carefully. This can include damage to shingles, vents, gutters, siding, downspouts, fascia, and other exterior materials.
Does AMP guarantee insurance approval?⌄
No contractor can guarantee insurance approval. AMP can inspect the property, document visible damage, help homeowners understand the process, and work with the insurance company through the claim review.
What areas does AMP serve for insurance claim support?⌄
AMP provides storm damage inspections and insurance claim support for homeowners in Greater St. Louis, Chesterfield, Springfield, MO, and surrounding Missouri communities.
Storm Damage? We Handle Everything.
Book a free inspection today. AMP documents your damage, files your claim, attends the adjuster meeting, and supplements underpaid claims — all at no extra cost.