Your Claim.
Clear Support.
Navigating a homeowner’s insurance claim is complicated. AMP helps St. Louis, Springfield, and Kansas City, MO homeowners document roof damage, understand the process, and coordinate with their insurer from inspection through final project documentation.
We Help Make the Process Clear
Insurance claims involve policy-specific requirements and carrier review. AMP documents visible roof and exterior damage and helps homeowners understand the process.
Free Damage Inspection
AMP inspects the roof, siding, and gutters and photographs visible impact areas, granule loss, and exterior concerns.
Claim Documentation
AMP helps organize inspection findings and supporting documentation so the homeowner and carrier can review the reported damage clearly.
Adjuster Meeting
AMP can attend the insurance adjuster’s inspection and explain documented roof-related findings for the carrier’s review.
Estimate Review Support
If necessary roof-related work or damage is missing from an estimate, AMP can provide supporting documentation for the carrier’s review.
Approved — We Start Work
After the scope and timing are confirmed, AMP coordinates the project and provides completion documentation.
What a Policy May Cover
- Roof repair or replacement for covered hail or wind damage
- Eligible siding repair or replacement after hail impact
- Eligible gutter and downspout repair or replacement
- Covered emergency tarping and mitigation costs
- Covered interior damage related to roof failure
- Covered damage to skylights, vents, and flashing
AMP’s Track Record
371 Google reviews, including feedback about AMP’s communication and claim-support process.
Start My Free InspectionClear Answers for Common Claim Questions
Will filing hurt my rates?
Rates and coverage decisions depend on your carrier, policy, claims history, and applicable rules. Ask your insurer how a claim could affect your policy.
What about my deductible?
Your deductible is generally your responsibility. Financing may be available for eligible project costs, subject to application, approval, and plan terms.
How long does it take?
Claim timelines vary by carrier and complexity. AMP can discuss appropriate temporary mitigation while the carrier reviews the claim.
Serving Greater St. Louis, Springfield, and Kansas City, MO
AMP responds to storm damage across Greater St. Louis, Springfield, Kansas City, and nearby communities. If a storm hit your area, call to confirm service availability.
Greater St. Louis
- Chesterfield • Ballwin • Wildwood
- Clayton • Kirkwood • Webster Groves
- O’Fallon • St. Charles • Wentzville
- Fenton • Arnold • Eureka
- Belleville, IL • Edwardsville, IL
Springfield, MO
- Springfield • Nixa • Ozark
- Republic • Battlefield • Willard
Don’t see your city? Call us — if you’re in the St. Louis, Springfield, or Kansas City area, there’s a good chance we service your area.
Check My AreaInsurance claim questions Missouri homeowners ask
Why are storm damage insurance claims confusing for homeowners?⌄
Storm damage claims can involve inspections, claim numbers, adjusters, deductibles, depreciation, payment timelines, mortgage checks, supplements, and final documentation. Most homeowners do not deal with this process often, which is why AMP helps explain what to expect from start to finish.
How does AMP support an insurance claim?⌄
AMP supports homeowners by documenting visible damage, reviewing the roof-related scope with them, attending carrier inspections when requested, and explaining project documentation. The insurer determines coverage and payment.
Should I call AMP before filing a roof insurance claim?⌄
Yes. Calling AMP before filing can help you understand whether storm damage is present, what areas of the property may be affected, and whether a claim may be worth discussing with your insurance company.
Will AMP look for damage beyond my roof?⌄
Yes. AMP inspects the full property for storm damage. That can include the roof, gutters, siding, vents, fascia, downspouts, window wraps, and other exterior materials that may have been damaged by hail or wind.
What is recoverable depreciation?⌄
Recoverable depreciation is money that may be held back by the insurance company until approved work is completed and documented. Whether depreciation is recoverable depends on your policy, carrier, and claim details.
Why is the first insurance check not always the final amount?⌄
The first check may be reduced by your deductible, depreciation, prior payments, mortgage company requirements, or the carrier's payment process. Some additional funds may be released after the work is completed and documentation is submitted.
Can my mortgage company be listed on the insurance check?⌄
Yes. If you have a mortgage, the insurance check may include your mortgage company. That can require endorsement steps, additional paperwork, and extra time before funds are available.
Can insurance require photos or documents before releasing more money?⌄
Yes. Some carriers may require invoices, completion photos, progress photos, or other documentation before releasing recoverable depreciation or final payments. AMP helps homeowners understand what documentation may be needed.
What is a supplement in a roof insurance claim?⌄
A supplement is a request for the insurance carrier to review additional necessary work, materials, code items, or damage that may not have been included in the original estimate. AMP can document roof-related items and help homeowners understand why a supplement may be needed.
How does AMP help during the adjuster inspection?⌄
AMP can be present during the adjuster inspection to point out documented storm damage and help make sure the roof and exterior are reviewed carefully. This can include damage to shingles, vents, gutters, siding, downspouts, fascia, and other exterior materials.
Does AMP guarantee insurance approval?⌄
No contractor can guarantee insurance approval. AMP can inspect the property, document visible damage, help homeowners understand the process, and work with the insurance company through the claim review.
What areas does AMP serve for insurance claim support?⌄
AMP provides storm damage inspections and insurance claim support for homeowners in Greater St. Louis, Springfield, Kansas City, MO, and surrounding Missouri communities.
Storm Damage? We Handle Everything.
Book a free inspection today. AMP documents visible damage, can attend the adjuster inspection, and provides roof-related information for the carrier’s review.